Veterans' Mortgage Life Insurance (VMLI)

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About Veterans’ Mortgage Life Insurance (VMLI)

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Veterans’ Mortgage Life Insurance (VMLI) offers mortgage protection insurance to the families of Veterans with severe service-connected disabilities who’ve adapted a home to fit their needs. For general information about the Veterans Mortgage Life Insurance Program,  click on the link below:

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The cost of VMLI depends on the age of the veteran, the outstanding balance of the mortgage and the remaining length of the mortgage.   To get these benefits, (1) you will need to apply for an SAH grant.  If you get the SAH grant, your loan guaranty agent will tell you if you qualify for VMLI.  If you already have an SAH grant, ask your agent about VMLI.  (2) Your agent will help you fill out VA Form 29-8636 (Veterans’ Mortgage Life Insurance Statement).  You can apply for VMLI by completing VA Form 29-8636 by, clicking on the link below:

The servicemember or Veteran must also provide information about their current mortgage.  Your Specially Adapted Housing Agent can also provide an application.  For more information on Veterans' option and eligibility for VMLI, call Toll Free (800) 669-8477 or click on the link below:

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