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What Is VA Home Loan Certificate Of Eligibility (COE)?

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VA Home Loan Certificate Of Eligibility is a document that tells a lender you meet the military service or surviving spouse requirements to get a VA home loan. You can start shopping for VA loans without a certificate of eligibility from the Department of Veterans Affairs, but you’ll need one before the home loan can close. 

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How To Request VA Home Loan Certificate Of Eligibility (COE)?

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VA Home Loan Certificate of Eligibility (COE) is the first step in getting a VA-backed home loan or Native American Direct Loan. It confirms for your lender that you qualify for the VA home loan benefit. Then, choose your loan type and learn about the rest of the loan application process. Learn more about requesting a VA Home Loan Certificate Of Eligibility (COE), by clicking the link below:

You can also request your COE online via ebenefits, by clicking the link below:

To request a COE by mail, fill out a Request for a Certificate of Eligibility (VA Form 26-1880) and mail it to the address listed on the form. Please keep in mind that this may take longer than requesting a COE online or through our Web LGY system. Download VA Form 26-1880, by clicking the link below: 

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